Collection Agency Gets Healthy

On July 19, 2010, In business, By Takara Alexis

A debt collection company based in California initiated a ploy to educate and motivate employees to live healthier lifestyles in early January. There are twenty eight employees at the company; more than half are participating in the program..

Everyone that is participating in the program have made a goal to lose ten percent of their total body weight by the end of June. Every Monday morning weigh-ins are scheduled and employees have an opportunity to win two cash prizes for losing five percent of their body weight by the end of March, and then another five percent by the end of June.

The company’s executive alleged that he had been considering founding the program for quite some time. He declares it perfect for the stereotypical office setting that is fraught with unhealthy eating, and employees taking breaks to get fast food. He made note of the fact that attempting to make employees lose weight was more cost efficient than actually getting health insurance for his workers.

In an attempt to get employees to live healthier, the agency hosts sporadic lunches and “education track meetings” once a week. The meetings are crafted to help workers target and plan for their weight loss goal. So far the program has been successful. The collection company has collectively lost 72 pounds to date. That’s the size of a small child.

The program tries to establish a better all around worker. It logically follows that a less stressed worker will be more efficient and motivated. Even though a very relaxed debt collector might not seem like they would be the most efficient worker, it all seems like a good idea. As the government tries to sort out the health care system, perhaps it is time that more companies like this take this route. If employees cannot get health insurance, health initiatives and goals at work could be the next best solution.

Mallory Megan works for a debt collection agency. Also she writes stories on business and finance, consumer spending and collection agencies.

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Bankruptcy Attorneys Get Down At Gathering

On June 14, 2010, In business, By Takara Alexis

For some reason a gathering of mid-level bankruptcy professionals made it into the news recently. They met at a bar, some networked, others found new clients, and others just came for the fun. Sources reveal that all of the young executives were enjoying themselves very much.

Perhaps one of the only industries flourishing in today’s economy; the corporate restructuring profession is experiencing an upswing. According to statistics, U.S. business bankruptcies climbed up to 38% in 2009 from the year before. That’s a pretty big change.

This increase prompted advisory firms into pumping up their practices with new “turnaround experts,” young lawyers who burn the midnight oil in order to handle the onslaught of bankruptcy cases. Established pros have without a doubt enjoyed a good company-approved networking outing; wine tastings, makeover and martinis groups, and golf are just a couple of examples. Unfortunately, this leaves only the less experienced attorneys to work at a desk into the night.

This was not the first gathering like this. December marked the first meeting of the “Turnaround Underground” posse. Oops did I say posse? I meant gathering. Turnaround Underground gathering. Some attorneys came to network. Some attorneys came looking for love in all the wrong places. “You can meet your best friend here, meet your significant other here. This is not all about business” a starry eyed lawyer cooed. But some of the party-goers managed to leave work at work, loosening their ties and kicking up their feet.

Fashionably late, guests flooded the bar minutes after the gathering officially began at 7 pm in a classy New York City nightspot. Within 45 minutes, there were BlackBerrys, business suits, and beer as far as the eye could see. In fact, one rowdy attorney who wisely declined to be named was quoted as saying “Everything is better with beer.” All in all, it seems as though Turnaround Underground is a success.

Rapid Recovery Solution is a credit collection agencies.

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What To Do If You Have A Bill Collector On The Phone

On March 9, 2010, In Uncategorized, By Takara Alexis

If you owe money to a creditor debt collectors are permitted to report your debt to credit bureaus, file lawsuits against you, and should be taken extremely seriously. The best way to protect yourself and your financial situation is a methodical approach. First, know why you are being contacted. Know where the debt is from and exactly how much it costs.

Ask for the name of the person calling, the agency, the creditor, and the agency’s address and fax number. You have the right to tell a collector over the phone that you want all future contact to be in writing. Follow up all requests with a written request.

Keep in mind if you tell the debt collector that they are not permitted to contact you at all it the agency is entitled to contact you once more to inform you how it plans to proceed. Another request that can be made is that you are the only person that can be contacted. It might be a good idea to keep a file including dates and details of phone conversations and when you mail out or receive letters.

If you do send any correspondence to the collections agency do this by Certified Mail, Return Receipt Requested. This ensures that the letter reached the collector, giving you a signed receipt as proof. If you negotiate a re-payment plan over the phone, ask for the terms of the plan in writing. Any promise to remove or adjust credit history should also definitely be documented.

Make sure that you pay the right party; payments should be made to the debt collector, not the creditor, unless otherwise instructed to do so. Carefully look over the amount you are being asked to pay. Get an assessment of any interest, fees or charges that have been added.

If you feel that your collector is being abusive, be certain to complain to the agency and keep this complaint on file. Finally, never ignore a collector even if you feel that the debt isn’t yours; they will continue to contact you and it may mean more trouble and time in the long run.

Mallory Megan works for a debt collection company. Also, she does articles on business, finance, consumer spending, and collection agencies.

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Scranton Tax Payers Might Have Received A Collection Letter They May Not Have Deserved

On March 9, 2010, In Uncategorized, By Takara Alexis

More than 200 Scranton taxpayers may have gotten a letter from a debt collection company that they did not deserve. The notices are for unpaid garbage fees that may have actually been paid. According to officials, the garbage bill itself for 2009 could be to blame for more than 200 collection notices sent to city taxpayers in error last week.

They believe the issue might be the way the bills were folded into the envelopes. The bill comes along with a perforated line above a bar code that identifies the customer, but because a crease made by the folding of the envelope, a second line under the bar code was formed, causing people to pull the bill off without the bar code.

Bills without a bar code would cause a bank not to register the payment. The mailing house that Scranton hired to stuff the envelopes was blamed. If the bill was mailed to the bank, it would be the pay stub in their payment that goes directly into a lock box. Then the stubs are scanned and the bar code is read. After that the bank sends the town a list of those who had come through based on the bar code readings.

Representatives from the debt collections company who sent out the letters say that they are taking every dispute from people who may have paid very seriously. Company protocol allows consumers to dispute a notice within 30 days of receiving a collections letter. In addition, representatives said that no bill will be collected while they are still sorting out the issue.

The agency will look into each claim from those who alleged they had paid the bill and gotten the notice. Those that they think have paid will be absolved from their debt and will no longer get collections notices and will not be pursued by the collection company.

Mallory Megan works for a collections agency that works with a debt collection lawyer. Also, she composes stories on business and finance, the credit industry and collections agencies.

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